The summit will feature an exciting line up of speakers that will include experts representing leading banks, government bodies and other financial institutions.
The summit will feature an exciting line up of speakers that will include experts representing leading banks, government bodies and other financial institutions.
Founded in 1993 in Kraków, Poland, Comarch prides itself on being one of the leading software houses in Europe with over 5000 employees worldwide and more than 3000 successful projects carried out for the largest international brands.
With 20 years' experience in the industry, Comarch Financial Services, a business sector within the Comarch Capital Group, specializes in developing sophisticated software and IT systems for major financial institutions in banking, insurance and capital markets.
Our expertise has gained worldwide recognition and a significant portfolio of clients among insurers, banks, mutual and pension funds, brokerage houses and asset management companies in more than 30 countries. Our client list includes UniCredit, Société Générale, BNP Paribas, Swiss Life, Ergo, Oney, Allianz, and more.
For more information, please visit www.comarch.com/finance
Oman Data Park a joint venture between Omantel, a leading telecom services provider in Oman and 4Trust LLC, a leading Data Centre company in Oman. The management team of ODP has a wide-range of competencies to achieve, augment and support the IT and business practices of organizations both large and small. ODP is the first managed service provider in Oman with a vision to transform the future, where IT services will be available on demand. ODP's notable portfolio of services include, Managed Hosting, Cloud Services, Hosted Applications and Managed Services with a guaranteed uptime offering unparalleled level of customer support. The key to delivering these services is ODP's state of the art Data Centre which combines redundant systems with an integrated facility management infrastructure.
At ODP, we understand our customers need reliable, secure and flexible solutions delivered with unmatched expertise and quality of service. Our vision unifies the employees to focus on our customer success. ODP recognizes that business needs vary by industry and has developed solutions tailored to address the healthcare, government, education, and professional services sectors. We have also developed solutions to address the broader needs of the marketplace, including business continuity, collaboration, communications, connectivity and security.
For more information, please visit www.omandatapark.com
Banking Technology is the definitive source of news and analysis of the global fintech sector.
Founded in London in 1984, Banking Technology has been at the forefront of the print and online publishing for the international community of bankers, financial services professionals, vendors, consultants, analysts and other industry participants, big and small.
Our website attracts around 80,000+ unique monthly visitors and our daily newsletter is delivered to over 17,500+ key decision-makers in the financial services and technology sectors.
Our broad readership and reputation, combined with in-depth coverage of fintech and banking technology issues on a worldwide scale, makes Banking Technology the leading resource for technology buyers, sellers, developers, integrators and other specialists across the sector.
For more information, please visit www.bankingtech.com
The Payments & Cards Network is dedicated to the Payments industry. Adding value to clients by offering innovative executive search, recruitment and RPO solutions to international clients. With offices in Amsterdam, Hong Kong, San Francisco and London, a global outlook and understanding of the payments landscape is in place to offer the best advice and service on the market.
Call us with your specific needs today on +31 203 030 257 and one of our consultants will be able to help quickly and efficiently.
For more information, please visit www.paymentsandcardsnetwork.com
The business of certainty
Certainty is a highly-prized commodity in business. Data might be getting bigger all the time, but this only makes extracting value from it more difficult.
We capture and treat private company information for better decision making and increased efficiency. When you need to understand the companies in your ecosystem, you'll benefit from a certain approach. Bureau van Dijk is in the business of certainty.
With information on 200 million companies(40,000+banks) we are the resource for company data. A key benefit of our information is how simple we make it to compare companies internationally.
Our Orbis database includes information on:
We help manage risk processes including:
For more information, please visit www.bvdinfo.com
BPC Banking Technologies is a worldwide leader in payments solutions with over 180 clients in 63 countries globally.
It is the architect and developer of SmartVista – the complete e-payments solution delivering: high performance authorization switching and routing, ATM and POS management, card management, advanced fraud prevention, loyalty program management, card personalization and production, billing and merchant management, microfinance, integrated internet and mobile banking.
For more information, visit the Company's website at www.bpcbt.com
ERI is a substantial international company, specialising in the design, development, implementation and support of an integrated, comprehensive banking software package: the OLYMPIC Banking System, chosen by over 300 banks and financial institutions spread over more than 50 countries in Europe, the Middle East, Africa, the Americas and Asia.
ERI is focused on providing high-quality, omni-channel software; successful system implementations; and on-going maintenance and support for all international Private, Commercial and Retail Banks, Central Banks, e-banking and e-broking companies, Fund Management companies and Transfer Agents.
The OLYMPIC Banking System is acknowledged as the most comprehensive package on the market. In constant evolution, it provides extensive coverage of Front-, Middle- and Back-office functions, for the most demanding banking and financial institutions, including of course e-Banking , Mobile Banking and e-Brokerage services.
Liferay makes software that helps companies create digital experiences on web, mobile and connected devices.
Liferay, Inc., founded in 2004 and headquartered in Los Angeles, is an open source provider of software. A Leader in the Gartner Magic Quadrant for Digital Experience Platforms, Liferay has 21 offices around the world and is present in 40 countries through its large partner network.
The Liferay platform began as an open source project in 2001 and today counts a community of about 200,000 members and more than 500,000 deployments worldwide. Companies around the world rely on Liferay technology for its rapid development capabilities, impressive scalability, proven reliability and open source savings. Companies such as Carrefour, Coach, Danone, Domino’s, Lufthansa Aviation Training, Siemens, Société Générale and VMware use Liferay. Learn more at liferay.com.
Cloud4c is born in a cloud provider with focus on vertical specific solution. We solve the most demanding IT transformation needs for large enterprises and financial services companies globally by providing a fully managed local cloud solution in 20 countries. Our unique community cloud solution for financial service, verticals has a cloud agnostic framework along with full suite of security controls, Regulatory Compliances and managed services thereby delivering a better TCO and single SLA. Our certifications include ISO 20000-1, ISO 22301, ISO 27001, 27017, 27018, SOC 1, SOC2, PCI DSS V3.2, etc. to service the needs of Financial Services verticals.
To know more, visit www.cloud4c.com
Finastra unlocks the potential of people and businesses in finance, creating a platform for open innovation. Formed in 2017 by the combination of Misys and D+H, we provide the broadest portfolio of financial services software in the world today—spanning retail banking, transaction banking, lending, and treasury and capital markets. Our solutions enable customers to deploy mission critical technology on premises or in the cloud. Our scale and geographical reach means that we can serve customers effectively, regardless of their size or geographic location—from global financial institutions, to community banks and credit unions. Through our open, secure and reliable solutions, customers are empowered to accelerate growth, optimize cost, mitigate risk and continually evolve to meet the changing needs of their customers. 48 of the world’s top 50 banks use Finastra technology.
Please visit www.finastra.com
Hortonworks is a leading innovator at creating, distributing, and supporting enterprise‐ready open data platforms. We have a single‐minded focus on driving innovation in open source communities such as Apache Hadoop, NiFi, and Spark. Our open Connected Data Platforms power Modern Data Applications that deliver actionable intelligence from all data: data‐in‐motion and data‐at‐rest. Along with our 1600+ partners, we provide the expertise, training. and services that allows our customers to unlock the transformational value of data across any line of business.
Web: https://hortonworks.com/
Finacle is the industry-leading digital banking solution suite from EdgeVerve Systems, a wholly owned product subsidiary of Infosys. Finacle helps traditional and emerging financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights–driven interactions and ubiquitous automation. Today, banks in over 100 countries rely on Finacle to service more than a billion consumers and 1.3 billion accounts.
Finacle solutions address the core banking, omnichannel banking, payments, treasury, origination, liquidity management, Islamic banking, wealth management, analytics, artificial intelligence, and blockchain requirements of financial institutions to drive business excellence. An assessment of the top 1250 banks in the world reveals that institutions powered by the Finacle Core Banking solution, on average, enjoy 7.2% points lower costs-to-income ratio than others
To know more, visit www.finacle.com
Driven by the philosophy of cooperation and assurance, Takaful Oman Insurance SAOG is a MSM listed composite takaful provider operating in the Sultanate of Oman. It has provided returns of over 25% to its shareholders during the last 2 years in terms of its share price*. In addition, it has managed to achieve breakeven during its first full year of operation. What’s more, Takaful Oman is the first company in Oman to provide a public report of the company’s actual performance in comparison to the projections it made during the IPO.
Mission
To promote Takaful awareness through offering innovative Shari'a compliant products and services that deliver exceptional value and are tailored to the specific needs of customers through a highly dedicated professional team.
Vision
To be one of the leading Takaful companies in Oman by maximizing value to all stakeholders under a Shari'a compliant framework.
Values
Vision To be one of the leading Takaful companies in Oman by maximizing value to all stakeholders under a Shari'a compliant framework.
Takaful is insurance managed in a Sharia compliant way. The risk is shared and not transferred as in conventional insurance. It is based on the principle of mutual guarantee and mutual assistance where the community bears the risk for each community member. More importantly, it does not cover risks which are deemed as impermissible by Shari'a. The contributions collected from the participants are considered as donations, and they constitute the Takaful fund from which all claims and expenses for managing the fund are reimbursed. At the end of the financial year, after all expenses are deducted, the surplus will belong to the Participant (Policy holders). The distribution of the surplus will be done in accordance to the principles approved by the Shari'a board
Head - E-Channels, Meethaq Islamic Bank - Bank Muscat
Rajesh Pai Fondekar has over 17 years of banking expertise across some of the largest local and multi-national banks. He is currently heading the Alternative Distribution Channels of Meethaq Islamic Bank. Prior to this, he was the Vice-President, Delivery Channels at HSBC India.
Rajesh’s expertise spans the fields of electronic channels, new age commerce, payment systems, product development, retail banking strategy and analytics. Apart from being a banker, he is a keen academician and a visiting faculty member at the Department of Management Studies at Goa University and IGNOU, among others. Rajesh possesses a graduate degree in Mathematics and a post-graduate degree in Finance from Goa University, India.
Head Sharia Review & Monitoring, Sharia Supervisory Board, Meethaq Islamic Bank - Bank Muscat
Moilim Al Azhar is an Islamic banker with 10 years of experience in Islamic finance, with a focus on Shari’a advisory and compliance. He has worked under the direct supervision of leading Shari’a Scholars in the Islamic finance industry, including Dr. Hussein Hamid Hassan, Dr. Abdul-Sattar Abu Ghuddah, and Dr. Ali Quradaghi.
Moilim has had a rich exposure to different jurisdictions, including UAE, UK, Libya, and Oman. He holds an MSc. in Economics & Finance (2002) and the AAOIFI-Certified Shari’a Advisor & Auditor (2009), and can speak Arabic, English and French.
Head of eBanking, Bank Dhofar
Marwan Al-Zadjali is the Head of eBanking in BankDhofar. He is responsible for three units: call centre, self-service and online & mobile banking. His key areas of focus are the implementation of internet banking, SMS banking, mobile banking, self-services and IVR; business support for service channels; business products related to e-banking; e-banking projects; Card Centre projects; Automated Teller Machines (ATMs), Teller Cash Recycle (TCR) and cash and Cash Deposit Machines (CDMs).
Marwan also oversees new locations, data analysts, UAT and new enhancement. Additionally, he is in charge of managing the eBanking specialist projects team and providing strategic direction for development channels, along with quantified justification for their introduction. He was previously the manager of retail projects in Bank Dhofar. Marwan holds a BSc (Hons) degree in Internet Technologies and E-Commerce from University of East London.
Digital Financial Services Leader & Banking Technologies Expert, USA
Neil O’Brien is a thought leader and practitioner in digital banking. Most recently, he led the digital strategy and digital platform management at Santander Bank in USA. At Santander, Neil’s key contributions were in the strategy and management of new digital banking initiatives based on deep experience of the business, risk and technology aspects of banking.
Neil has gained banking experience in several European countries as well. His primary focus is the impact of new technologies on banking. He has spoken and published articles on various banking topics, including the prospects for banks in a fintech world, payments, innovation, digital wallets, mobile apps and digital technology. Neil holds a MBA from International Business INSEAD.
Executive President, Central Bank Of Oman
H.E. Hamood Sangour Al- Zadjali was appointed by Royal Decree as Executive President of the Central Bank of Oman (CBO) in June 1991. He continues to serve as Executive President of CBO since then. H.E. Al- Zadjali is a renowned expert on financial and economic policy making in the GCC region. While serving as Executive President of CBO, he is widely recognized for nurturing and steering the banking sector in Oman into a stable, sound and resilient financial system, by developing not only the banking sector but also deepening and widening other segments of the financial markets. He continues to serve in the Boards of several financial institutions.
H.E. Al-Zadjali started his banking career with HSBC Bank in 1969. Before taking over as Executive President of CBO, he held executive positions in various capacities in the financial sector including CBO. Born in 1947, H.E. Al-Zadjali holds a Management degree from Boston University’s School of Management, USA.
Regional Head of Retail Banking Products and Marketing, ANZ Bank, Singapore
Faraaz Ali is the Regional Head of Retail Products for ANZ. He manages the overall business and product management functions for cards, payments, banking accounts, deposits, mortgages and personal loans. Working closely with the Asia-Pacific country business leadership teams, he strives to deliver innovative payment products and a distinctive customer experience.
Prior to joining ANZ, Faraaz headed Citibank’s credit card businesses across the Middle East and North Africa and in USA. He began his banking career at Capital One, serving in numerous roles, including Process Manager for the Canada cards business and Project Manager for the Capital One Auto Finance Group. He holds a Master's degree in Information Technology from the University of Dallas. Faraaz has been actively involved in community and youth development initiatives in USA, UAE and Singapore.
Head Of Islamic Asset Products (Retail Banking), Bank Nizwa
Neeraj Rathi is a chartered accountant from the Institute of Chartered Accountants of India. He has over 20 years of experience across various industries and counties. He has worked with Citibank South Korea and Citibank Singapore. In the Middle Eastern region, he has worked with Noor Bank at Dubai and Bank Nizwa at Oman.
Neeraj has been a member of the core team responsible for setting up the retail business of two Islamic Banks—namely, Noor Bank and Bank Nizwa—after establishing, growing and managing the portfolio. At present, he is the Head of Retail Asset Products at Bank Nizwa, the 1st Islamic Bank of Oman.
SVP - Head of Personal Banking and Payments Business (Credit, Debit, Commercial Cards and Acquiring), Mashreq Bank
Pankaj Kundra is the Regional Head of Payments at Mashreq Dubai. Since December 2015, he has been responsible for the P&L of Mashreq’s Payments Business. Pankaj has 17 years of banking experience across various countries. Prior to joining Mashreq Dubai, he was the Head of Retail Banking at Mashreq Egypt, where he spearheaded the retail bank’s turnaround from a loss-making to profitable business franchise.
From 2007 to 2013, Pankaj was Sr. Vice President and Business Head – Mass Market Segment and Auto Business at Fullerton Financial Holdings in UAE. His key achievements during this time include being a part of the founding team, which set up a world class finance company in UAE. He was involved in many aspects of the company, including credit policy, product proposition, branch distribution set-up and sales.
Business Solution Manager, Comarch
Radosław Bekanowski has over 10 years of experience in consulting in the financial sector. He joined Comarch while studying at Warsaw School of Economics (specialization: Quantitative Methods and Information Systems).
As a business analyst, and later consultant, he has accumulated a vast amount of hands-on experience in the area of BPM and front-end systems, with an emphasis on supporting the loan origination processes (in terms of both technical and business knowledge). Passionate about business process optimisation, Radosław now serves as an expert in the field of new technologies and their practical usage in the banking industry.
Director, Kunooz Oman Holding
A career banker and a chartered accountant by profession, Humayun Kabir has over 30 years of wide-ranging experience in business management, finance, technology and operations with organisations such as ABN Amro Bank Canada, Royal Bank of Canada, National Bank of Oman, Saudi American Bank, Ernst & Young and Inforica Inc., Canada.
He began his career in 1989 with Saudi American Bank, one of the Gulf’s largest and most highly acclaimed financial services group. In 2008, Humayun joined National Bank of Oman as General Manager and Chief Financial Officer. During his eight year-stint in the bank, he spearheaded the Retail Banking and later Wholesale Banking Group as the General Manager. At present, he is a board member in Kunooz Oman Holding, Majan Mining, Carmeuse Majan and Al Omaniya Education Services SAOC.
Executive Director and Head of Retail Banking Oman, National Bank of Abu Dhabi
Manoj Anchan has 23 years of experience in global management and business leadership in the consumer banking domain, with significant expertise in business strategy, setting up and management of start-up businesses and P&L management of asset, liability and insurance products in the retail and SME banking vertical.
Manoj has had global work exposure through various stints in diverse countries such as India, Tanzania, Mauritius and Oman. He is currently the Executive Director and Head of Retail Banking Oman at the National Bank of Abu Dhabi.
Established six years ago, Financial IT is the venue where the FinTech community makes itself heard. Innovation is the common feature of the companies that we work with. Some are FinTech disruptors, posing a direct challenge to established institutions. Others are technology companies, providing solutions that produce positive outcomes for the institutions and their clients. We provide a digital platform for multimedia and editorial content, rankings and overviews of major industry events.
Mobile ID World is here to bring you the latest on mobile authentication solutions and application providers. Our company is dedicated to providing users with the best content and cutting edge information on technology, news, and mobile solutions for your mobile identity management needs. http://mobileidworld.com/
TelcoProfessionals(TP) is an interactive, content rich, blog- and video-centric online community, and business exchange, developed exclusively for the Telecom and Media industry. We are dedicated to individuals working in the industry globally, as a place they can find and help each other get ahead. TP includes a full Telecom & Media events listing, blogs from Thought Leaders, videos of the people shaping the industry’s future. TP allows you to network directly with over 110,000 like-minded unique viewers from 206 countries.
To enhance your professional profile and network for future business opportunities, or to visit our jobs portal, join us today on www.telcoprofessionals.com.
“The Cyber Startup Observatory is a global initiative to research the most important cybersecurity innovation hubs in the world and to share that insight with financial institutions, governments, e-commerce, critical infrastructures, major corporations, universities, law enforcement agencies, manufacturers and SMEs globally to create together a safer digital world.
www.cyberstartupobservatory.com
Holland Fintech is an independent organization that delivers professional services to business clients in Financial and Technology (FINTECH). It distributes knowledge about digitalisation, supports financial innovators and drives co-operation and competition to deliver better financial service globally.
Holland Fintech creates the largest independent global marketplace in the financial technology value chain that empowers Fintech stakeholders through Holland Fintech digital services. Holland Fintech has over 300 international group of company members, ranging from start-ups to large corporations in the network.
Website: www.hollandfintech.com.
The Polish Bitcoin Association was instituted to increase social awareness and make easier learning about the digital technology that is Bitcoin.
The driving force behind the association is its resolve to move Bitcoin ever closer to the status of a universally accepted medium of exchange. Having secured that, a new economy will come into view--open to all, unconstrained and free of centralized money-issuers. Cryptocurrency holders will not be beholden to banks and other intermediaries in their everyday dealings. This will in turn eliminate the need for fees and territorial and political limitations.
The association is based in Poland and its membership includes various users and proponents of Bitcoin such as programmers, entrepreneurs, lawyers, financiers, accountants and others with interest in Bitcoin and other cryptocurrencies. As part of its stated goal, the association issues publications (including Internet-based) and delegates speakers to conferences, seminars and other gatherings. Individuals reached by these efforts learn about how easy bitcoin is to use and how to use it safely.
The association also works to integrate experienced bitcoin users into a single forum where knowledge and experience can be freely exchanged. Whenever possible The Polish Bitcoin Association acts as an industry representative with revenue collection and regulatory agencies. It likewise strives to help bolster cryptocurrency exchange security.
Web: bitcoin.org.pl
The Chartered Alternative Investment Analyst (CAIA) Association, founded in 2002, is the world leader in alternative investment education. The CAIA Association is best known for the CAIA Charter. Earning the CAIA Charter is the gateway to becoming a member of the CAIA Association, a network of over 9,000 investment leaders located in 90+ countries. CAIA also offers the Fundamentals of Alternative Investments Certificate Program®, an online course that provides an introduction to alternative investing. CAIA is considered a leading authority on industry trends and developments worldwide.
For more information, please visit CAIA.org
Mobey Forum is the global industry association empowering banks and other financial institutions to lead the future of digital services. Mobey Forum is an independent non-profit organisation whose sole purpose is to benefit its close community of members, bringing together banks, technology companies and financial institutions.
Web: https://www.mobeyforum.org/
Women Who Code (WWCode) is an international nonprofit dedicated to inspiring women to excel in technology careers. WWCode is building a world where women are proportionally representative as technical leaders, executives, founders, VCs, board members and software engineers.
Website: www.womenwhocode.com.
Global Banking & Finance Review is a leading Online and Print Magazine, which has evolved from the growing need to have a more balanced view, for informative and independent news within the financial community. Our experienced contributors provide this quality and in-depth insight in a clear and concise way, providing leading players and key figures with up to date information within the finance sector. Read in over 200 different countries and ranked below 15,000 globally by Alexa across billions of websites. To find out more, visit us at http://www.globalbankingandfinance.com
BeFast.TV is a Silicon Valley based online TV Channel featuring tech companies and startup ecosystems across the globe. We cover all major Tech and Innovation related conferences including but not limited to TC Disrupt, SXSW, Web Summit, and SLUSH. We talk about the most exciting startups and tech companies through producing video reviews, live-streamed reportages, TV series and documentaries about their products and services as well as their founders and executives. Let us know if you have an amazing product launch or event to cover by sending us a note at fast@befast.tv.
Senior VP & Head - Risk Management & Chief Information Security Officer
Bharat Panchal has been the Head- Risk Management of National Payments Corporation of India since April, 2011. He is responsible for monitoring, evaluating and implementing improvements in the risk management control and governance areas, with focus on enterprise risk management, operational risk management, information security, internal audit and fraud management. Under his leadership, NPCI has achieved PCI DSS, ISO 27001, ISO 22301 and ISO 9001.
Bharat was awarded the title “Security Leader of the Year” in December, 2014 by the Data Security Council of India (DSCI) for his significant contribution to cyber security in the banking sector. He was also named "Information Security Maestro-2015" by INFOSECURITYLIVE.COM in April, 2015. He received the Ramakrishna Bajaj National Quality Award Certification of Merit in February, 2016.
Regional Sales Manager, Entrust Datacard Group (Al Madina)
Rabih Abou Jaoude is Regional Sales Manager of the Financial Instant Issuance Business in MEA at Entrust Datacard Group - a leading solutions provider for highly secure financial card programmes, government ID initiatives and secure ID programmes for education, corporate security and many other markets.
Rabih has a degree in Computer and Telecom Engineering from the University of Notre Dame in Lebanon. He has held a number of positions in sales and consultancy in several multi-national companies, and has 12 years of experience in the card Industry.
General Manager - Risk & Compliance, Oman Data Park
Maitham Al-Lawati is heading Risk, Compliance & Managed Security Services at Oman Data Park. He is part of the executive management team that formed to establish the first cloud and managed service provider in Oman. Prior to joining Oman Data Park, he headed the information security department at one of the leading local banks. He has also served at Ernst & Young in the IT Risk & Assurance Advisory Services and various other organisations.
Maitham holds a BSc degree in Information Systems from Sultan Qaboos University. He also boasts several professional certifications, such as CISSP, CISM, CRISC, C|EH, ISO 27001 LI, CCNP:Security, ISC2 CCSP. Security+, ITILv3 (f). Maitham has more than ten years of professional experience in cyber security.
Cyber Security Technologist & Cryptography Expert
Dr. Hilal Houssain is a public speaker, Senior Financial Product Development Specialist at an international financial institution (IDBG), security technologist and cryptography expert. He also served as a senior cyber security consultant at the National Commercial Bank. His expertise lies in assessing, designing and implementing cryptographic primitives and schemes.
He has two patents with USPTO in securing ECC cryptosystems against simple and differential power analysis attacks on resource constrained devices, and has written several articles on security and cryptography that have been published in international journals and conferences. His research interests include cryptography, blockchain technology, securing IoT and cloud-based computation, fintech and banking/financial security, security attacks and countermeasures on crypto-systems.
CEO, Oman Data Park
Maqbool Al Wahaibi holds the position of CEO at Oman Data Park (ODP)—the first Managed & Cloud Service Provider in Oman. He is part of the executive management and was a founding member of the team that established ODP.
Prior to joining ODP, Maqbool worked with the Government of Oman for over 20 years on strategic National IT initiatives and projects in the area of information security. He holds a Master’s degree in Computer Software Engineering from the University of York.
CEO, Ahli Bank
Llyod Maddock is the CEO of Ahlibank SAOG, the Chairman of Al Hilal MENA Fund, and treasurer and board member of the Oman Banks Association.
He was previously the Deputy Group CEO, Corporate Banking, Ahli United Bank BSC. He is also the former CEO of HSBC Pakistan as well as HSBC Kuwait.
Llyod served as the Head of Wholesale Credit & Risk, HSBC MENA region. He has worked in various senior management roles with HSBC, covering corporate banking, strategy and risk management. Lloyd holds a Bachelor of Engineering (Civil & Mining) degree from University of Exeter, UK.
CEO, Bank Nizwa
Khalid Al Kayed is the Chief Executive Officer of Bank Nizwa, and is responsible for spearheading the bank’s overall business growth and 2020 strategies. A financial industry veteran with over 25 years of experience under his belt, Khalid has served the bank since inception, initially as Chief Finance Officer, before taking on the responsibility of CEO.
Prior to joining the bank, he held various posts in a host of well-respected financial institutions. His expertise lies in general banking management, financial control, accounting, global markets, credit, investments, risk management, and asset liability, among other fields. Khalid holds a Master’s degree in International Accounting and Finance from Liverpool University. He is also a certified management accountant and financial manager as per the Institute of Management Accountants.
CEO, Bank Dhofar
Abdul Hakeem Omar Al Ojaili is a veteran banker with over 26 years of progressive banking experience. He has vast experience in corporate and retail banking, operations management, technology and corporate support services. He has been with BankDhofar since its inception, and has helped it become one of the leading banks in Oman. He has recently been appointed the CEO of the bank.
Abdul began his career in wholesale banking by managing a diverse corporate portfolio in businesses and industries. Gaining exposure in the international banking environment, he was cross posted on a number of assignments with JP Morgan and Lloyds TSB. Abdul holds a BA and MBA from Exeter University in UK, and is also an alumnus of both, Harvard and London Business School’s Executive Education Programmes.
Deputy Chief Executive Officer - Meethaq Islamic Banking, Bank Muscat
Sulaiman Al Harthy is a seasoned banker with more than 32 years of experience. He started his career with the National Bank of Oman in 1983, and has well-rounded experience in corporate and retail banking. He has been associated with Bank Muscat, the flagship bank in Oman, since July 2005. Sulaiman has driven Meethaq Islamic Banking to become a leader in the Islamic banking industry in Oman since its inception in January 2013.
He holds an MBA in Finance from the University of Leicester, and is an alumnus of the Oman Institute of Bankers. He has also attended the Harvard Business School Management Programme. Sulaiman is active in the banking circles in Oman and was presented the prestigious ‘Upcoming Personality in Islamic Finance 2014’ award by Global Islamic Finance.
Business Solutions Consultant, Comarch
Bartosz Lerka is a former corporate banker with nearly 10 years of experience. During his banking career, he served international corporations, European SMEs, companies listed on the stock exchange and enterprises with consolidated shareholder structures.
In Comarch, Bartosz supports the optimisation of banking processes with IT solutions, with the aim of freeing financial officers and bank employees from complex or repetitive tasks and excessive operational risks. He is partial to efficient time and money allocation on both sides of the bank-client relationship.
Senior IT Engineer, Takaful Oman Insurance
Jasim Al Balushi is a technologist that contributes ideas for improvement in simple steps, helping organisations meet ambitious goals. He is certified in Microsoft and hosting technology, well-versed in web and mobile apps, and possesses considerable knowledge in server and client software.
Jasim has the ability to build ERP and HRMS with TAS and CCTV. Security and auditing are his key areas of focus and expertise. He has a Bachelor’s degree in Networking (IT).
Senior Solution Consultant, BPC Banking Technologies
Wael Alkhuzaei is a senior solution consultant at BPC Banking Technologies. He has more than 19 years of experience in the payments industry, working for big names such as BPC, ACI and AFS.
Wael has contributed to the design and implementation of payments solutions for leading banks across the Middle Eastern region. He received an MBA from University of Strathclyde, and holds a Bsc degree in Mathematics from University of Bahrain.
Associate Director – Middle East, Turkey & Pakistan, Bureau van Dijk
Humd Munawar serves as an Associate Director with Bureau van Dijk. Bureau van Dijk specialises in business intelligence, and has offices across 27 countries. Humd heads the company’s operations for the Middle East, Turkey and Pakistan via the regional office in Dubai, UAE.
Humd has worked closely with financial institutions, corporates and governments across a dozen countries to streamline credit, risk and compliance processes. He has headed numerous projects involving process automated risk solutions, internal rating model implementations and compliance frameworks for various Middle Eastern banks.
As you may know IBS Intelligence is one of the world’s leading FinTech research firms with 350 research reports covering all major banking systems and 250+ suppliers. Since its inception 20 years ago, in 40 countries, 5 of the top 10 banks, 9 of the top 10 consulting firms, and 9 of the top 10 suppliers have been its clients. It’s Editorial Team in London provides daily FinTech news and insights coverage, and publishes the monthly iconic IBS Journal. IBS SalesVision Portal covers over 5000+ FinTech system purchases providing great insights to CTOs seeking to make informed FinTech buying decisions as technology becomes highly disruptive. Lastly, IBS Intelligence has been chosen by S&P CapIQ and Thonson Reuters to be a provider of research to its one million+ buy-side and sell-side clients every month.
Digitalscouting.de established itself as a wide reaching platform known for outstanding market insights by thought leaders, entrepreneurs and innovators of the corporate world. Digitalscouting.de serves also as sparringspartner for corporates, conference organizers and start-ups on digital strategy and execution.
The Payments & Cards Network is a talent provider consultancy purely dedicated to the fintech, payments, and commerce domains. With the biggest global network of over 35.000 fintech professionals and our experienced consultants, who are able to connect you to highly skilled people to boost your business performance.
The Payments & Cards Network is also the publisher of PCM “The Payments & Cards eMagazine”, an online monthly publication focused on all things payments, cards and fintech. It is backed by the largest network of payment professionals worldwide, currently reaching over 120.000 with in excess of 50.000 unique readers per month.
To learn more about Payments & Cards Network, please visit: www.teampcn.com
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She has been working for many banks in Poland and Europe, including Alior Bank (Director of Digital Banking Division -Retail Customers - responsible for digital banking development and maintenance both for Alior Bank and T-Mobile Banking Services in Poland and Romania), Bank BPS (Director of Internet and Mobile Banking Department), Getin Noble Bank (responsible for VTM project, including biometric solution and also responsible for internet and mobile banking of Getin Bank and Noble Bank), Kaupthing Bank (Managing Director), Raiffeisen Bank, Dominet Bank, Industrial Bank.
She also lectures about digital banking and biometrics, i.e. at the Warsaw University of Life Sciences in Warsaw.
Adebayo Surakatu is globally known as an Innovator, Technologist, Serial Entrepreneur and Visioner. He studied Geoinformatics Engineering with over 10 years of experience in Mobile Geospatial Technology. He has been the Vice President Sales and leading Technologist at a Swiss-based company where he successfully implemented Mobile Payment & GeoCommerce Technology in Retail-Commerce. He currently consults some Government Agencies on Blockchain and FinTech. Over the course of time, Mr. Surakatu has attained immense experience in building, implementing and executing start-of-the-art technologies in the finance, commerce, and retail sectors. Currently serving as Founder & CEO of SUBAJ, Surakatu is building the worlds first Blockchain powered Shopping and Rewards Marketplace using the latest technologies like Augmented Reality, GeoDrop Technology, Social Gamification, Artificial Intelligence, Mixed Reality and BigData all on the SUBAJ BLOCKCHAIN PLATFORM.
Adebayo Surakatu is globally known as an Innovator, Technologist, Serial Entrepreneur and Visioner. He studied Geoinformatics Engineering with over 10 years of experience in Mobile Geospatial Technology. He has been the Vice President Sales and leading Technologist at a Swiss-based company where he successfully implemented Mobile Payment & GeoCommerce Technology in Retail-Commerce. He currently consults some Government Agencies on Blockchain and FinTech. Over the course of time, Mr. Surakatu has attained immense experience in building, implementing and executing start-of-the-art technologies in the finance, commerce, and retail sectors. Currently serving as Founder & CEO of SUBAJ, Surakatu is building the worlds first Blockchain powered Shopping and Rewards Marketplace using the latest technologies like Augmented Reality, GeoDrop Technology, Social Gamification, Artificial Intelligence, Mixed Reality and BigData all on the SUBAJ BLOCKCHAIN PLATFORM.
David Cauchi has been employed with the Information and Data Protection Commissioner’s Office since 2003, after successfully completing his studies at the University of Malta, where he obtained a Degree in Management. Mr Cauchi has since then formed part of the technical team, and currently occupies the position of Head Compliance.
During these years, Mr Cauchi has developed a level of expertise in data protection matters, particularly in handling complaints, carrying out inspections and audits, dealing with cross-border issues, including international data transfers, providing guidance and raising awareness on data protection to the various sectors, including banking and financial services, online gaming, employment, and the public at large Mr. Cauchi is currently serving his first term as Chair of the SIS II Supervision Coordination Group, having been elected in November 2017, after serving as Vice-Chair for the previous four years.
Chris manages International Solution Engineering and Value Management at Hortonworks.
Prior to Hortonworks, he worked as Solution Architect at 10gen and was responsible for driving MongoDB projects across Europe. Prior to this, Chris spent time at SpringSource and RedHat/JBoss working with clients on their next generation Java platforms.
Chris was awarded a MSc in Software Engineering from the University of Oxford and a BSc (Hons) in Computer Science from the University of the West of England. He has spoken at events including SpringOne, NDC, Oredev and Berlin Buzzwords.
Fernando has a Physics degree from Universidad Complutense de Madrid. His career in Santander was formerly focused on Channels Architecture for all the major transformation projects around the world where the bank is present. As part of Corporate Technology, he is the CTO for the Security domain, and he is currently involved in the “Digital Trust” workstream inside Santander, in charge of researching all the technology aspects involved in Digital Identity trends (biometrics, cybersecurity, privacy, etc.) as well as leading innovative proof of concepts to assess feasibility and possible uses of new technologies that form the Customer Centric security ecosystem.
Gary is leading Santander UK GDPR transformation programme and assisting the Group in its other European jurisdictions. Gary is a qualified chartered accountant, and a highly accomplished senior executive with 20 years’ extensive experience operating at board level in a variety of roles within a number of complex organisations covering Financial Services, Leisure and Retail. Gary is also a Non- Executive Director with a number of smaller organisations.
Giovanni Minchella is an account manager with Liferay, where he oversees sales in the Central and Eastern European countries - in particular to banks and telco operators - helping companies to build digital customer experiences and internal business processes that are simple, powerful and scalable.
In the last 10 years, Giovanni managed outsourced sales teams in Service source and was responsible for VMware’s top partners’ and distributors’ renewal sales across EMEA.
Prior to joining Liferay, Giovanni drove partner sales for Symantec/Veritas in the UK, where he achieved growth ahead of the market.
Giovanni’s interests lie in economics, politics and economic development; he recently served on the board of directors for e-ducare.org, an organization helping children in Vietnam and Ireland to attain an education.
Seasoned strategy advisor specialized in technology risk. ICT strategist, fintech and emerging transaction technology expert with years of experience in innovation management, technology risk and telecom infrastructure. Magda’s skill includes IP connectivity expansion into European markets, global business transformation strategy projects, telecom software engineering projects management and critical infrastructure security network analysis.
Michał Hoppel – Chief Data Officer in Bank Zachodni WBK/Santander Group, responsible for enterprise-wide data management including data quality and lineage. IT scientist, widely experienced in IT including development, testing, data management and service delivery. Experienced in BCBS239 and D-recommendation implementation, currently facing GDPR challenges.
Mitesh Soni is a Senior Director of Innovation and Fintech at Finastra the world’s third largest financial software and services company. He is a global banking industry expert with more than 20 years’ experience driving business transformation, digital disruption, and business model redefinition. He has spent a number of years in the risk management and trading technologies space holding a Financial Risk Manager qualification from the Global Association of Risk Managers. Previous experience includes HSBC, Deutsche Bank, Morgan Stanley and many others. He is also an investor, advisor and Fintech mentor with an active interest in building fintech community ecosystems. He is passionate about digital transformation, innovation and disruption through partnerships and creative investment strategies.
Supervising over digital channels for Retail Clients and public portal of the bank. He is responsible for bank’s online activity (management over online communication) and online sales results. Chief Digital Officer in Digital Program Bank’s Transformation. Since 2015 as the Director Operations, he was a part of the BGŻ Optima brand, the first fully online, savings bank in Poland.
He was a member of PMO Team during merger of BGŻ and BNP Paribas, responsible for digital area. Supported migration of internet and mobile platform from ex-BGŻ systems.
He was one of the co-founders of Tax Care, a nationwide network offering accounting and financial advisory services. Previously worked for PricewaterhouseCoopers and Boston Consulting Group.
Graduate of Finance & Banking and Marketing & Management at Warsaw School of Economics.
New technologies enthusiast, innovator and solutions creator, who turns visions from paper to reality. Successful manager with proven track record of effectively developing and implementing strategic, cross-functional initiatives in financial services. Rare combination of management consulting approach with extensive in-house hands-on experience.
Involved in 5 banking start-up projects: founder member of Alior Bank and Alior Sync; strategy consultant involved in Telenor, MTS and T-Mobile Banking Services.
Currently, as a Managing Director and Head of Digital Transformation in BGŻ BNP Paribas, responsible for digital transformation, including cooperation with startups ecosystem and new ways of working (Agile & Design Thinking). His main objective is to support Bank in its journey ‘from bricks to clicks’.
Robert Fischer is having more than 20 years’ experience in banking business. After starting in controlling area he switched to credit processing being responsible in centralizing and standardizing all back-office entities in Bank Austria. After that he was focusing on global tasks by implementing a shared service center in Poland and finally managing cross country credits business for UniCredit mature markets. By leading an internal consulting team, he was establishing for all back-office entities in Austria a standard operating model based on Lean Management, Lean IT and Lean Six Sigma. Currently Robert Fischer is supporting the CEE Banks in UniCredit Group in implementing digital processes for all major bank products.
Sanat Rao is the Chief Business Officer and Global Head of Infosys Finacle. Sanat has over 26 years of experience in international banking and technology led business transformations. His experience spans strategic partnerships with clients through their digital journey across multiple markets globally. In his present role, Sanat is responsible for growing the Finacle business and driving industry leadership with innovations in the banking space.
Having started out his career at ANZ Bank, a global financial institution headquartered in Australia, Sanat has had stints with marquee global financial technology organizations. In his previous role as Vice President and Executive Partner at IBM, he was responsible for a portfolio of offerings including cloud consulting services, CIO Advisory, core banking, digital foundation and payments in the BFSI space. He was also deeply engaged with fintechs in identifying and nurturing new partnerships that could prove disruptive in the market.
In 1999, Launched World’s 1st e-wallet on a credit card in Korea for MasterCard with Korean + Japanese banks. MD/COO/Board & Banking, Mobile App Security expert with 25 years global tech experience in US, UK, Europe and Asia. Projects and new product launches for Master Card, Gemalto (#1 mobile security company in world), US and Canadian banks, & FinTech.
Mr. Shukri Mustafa is the Chief Operations Officer (COO) and Board Member at Raiffeisen Bank Kosovo. His educational background includes the graduation on Banking and Insurance at Vienna University of Economics, graduation on International Engineering Management at Vienna University of Technology. Mr. Mustafa works also as a Consultant to Raiffeisen Bank Albania Board, responsible for consultancy at Operations, IT area, Project Office, Cost Management, Facility Management, Lean Management, IT Security and Physical Security. Previous work-related experiences include positions as Corporate Relationship Manager at Raiffeisen Bank Croatia, Head of Operations Division at Raiffeisen Bank Kosovo, Head of Internal Audit at Raiffeisen Bank Kosovo etc.
Mr. Sridhar Pinnapureddy is a highly successful serial entrepreneur of technology and IT infrastructure business. He is the founder, and CEO of Cloud4C. Cloud4C is an emerging global player serving over 2,500 customers across the globe including Fortune 500 enterprises.
Mr. Pinnapureddy is regarded as the thought leader in the datacenter and cloud industry and has steered over 200 innovations. He is credited with launching first Tier 4 datacenter in APAC region and has been instrumental in changing the Datacenter Market landscape by building datacenters which can guarantee the highest availability and least energy consumption. He was instrumental in driving two other key innovations (among others) namely – DR on Demand (DRaaS) and World’s 1st Tier-4 Cloud. His strong belief in the philosophy of “total ownership for consistent value addition to clients” is strongly imbibed in Cloud4C as its brand core.
Tomasz Dymowski- Head of Retail Banking Department in Raiffeisen Bank Polska S.A. He is graduate at the University of Łódź with major of Accounting & Financial Management and Quality Management.
From the beginning of his professional career he is associated with retail banking. His many years of experience in managerial positions was gained in financial institutions like: Nordea Bank, Bank Millennium, Deutsche Bank, Kredyt Bank (KBC Group), BZ WBK (Santander Group). He was responsible for strategy and business development in mortgage area, personal loans, bancassurance and investment products.
At present, he manages the entire Raiffeisen Polbank retail products offer, CRM area and development of online and mobile banking.
Tomasz is currently an independent Fintech & InsurTech advisor, providing strategic guidelines to the start-up ecosystem players at the various stage of development.
Fairly recently he worked as a FinTech Partnership Director at Alior Bank S.A. With Alior Bank, his goal was to find, guide and foster collaboration with most promising newcomers to financial sector in order to develop and support products and services that truly disturb banking industry and create unique user experience in their respective verticals. Within his role, he and a team of dedicated colleagues managed each stage of the Partnership ‘scheme’, ensuring it delivers on its value proposition towards the Fintechs as well as Bank and stakeholders.
Tomasz has particular expertise in implementing new insurance and fintech projects, business models and digital platforms into incumbent’s environment. Tomasz has knowledge of the Polish and European Life Insurance & Banking industries obtained through the close liaison with key financial institutions within a CEE Region.
Founder and Chairman of Polish Bitcoin Association a NGO working for propitiate understanding of Bitcoin and Blockchain technologies in Poland. Adviser at Polish Ministry of Digital Affairs in development stream “Blockchain and Cryptocurrency” of “From Poland Paper to Digital” program.
Punit Bhatia, is senior manager with international experience across three continents. In last 19 years, he has managed multiple strategic change and transformation programmes in large organizations. He loves to define vision and put structure for complex programs.
Punit lead the setup of GDPR implementation program at ING Belgium. In last 18 months, part of Privacy Office at ING Group, he has guided and steered 30+ countries with GDPR compliance.
Punit is an author of “Be an effective DPO” and “Be Ready for GDPR”. He is also an active speaker at events and guest lecturer at Solvay Business School in Brussels, Belgium.
Open banking expert and strategic consultant in the area of digital business, online sales of complex financial products (banking & insurance), user and customer experience.
Maciej Kostro led or participated in projects for leading Polish financial brands such as mBank, PKO Bank Polski, BG¯ BNP Paribas, Bank Pocztowy, Raiffeisen Bank or UNIQA as well as fintech companies (e.g. Fintech API) in the area of open banking.
The Polish Bank Association (ZBP) - Self-government organization of banks, established in 1991, founded on the Chambers of Commerce Charter. Membership in the ZBP is voluntary and open to all banks created under the Polish law as well as for foreign credit institutions branches operating in the Republic of Poland. The Association of Polish Banks is a member of the European Banking Federation, the International Association of Banking Security and the European Payments Council. The Polish Bank Association is the initiator of the creation of the standard for open banking API in Poland (Polish API) in accordance to the PSD2.
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